Ayushman Bharat Yojana, popularly known as the Modi Government’s flagship health insurance scheme, is now available in all the 728 districts of India. The scheme provides a cover of Rs 5 lakh per family per year for hospitalisation, surgeries and maternity care. It will also cover 90% of the cost of medicines and diagnostics. This article discusses the various aspects of this important scheme and how you can get your family insured under it.
Short Essay On Ayushman Bharat Yojana
Ayushman Bharat Yojana, also known as the National Health Protection Scheme (NHPS), is a flagship healthcare initiative launched by the Government of India in 2018. The aim of this scheme is to provide comprehensive and affordable healthcare to the poor and economically vulnerable sections of the Indian population. The scheme covers over 50 crore individuals, making it the world’s largest government-funded healthcare program.
Under Ayushman Bharat Yojana, eligible individuals are entitled to avail cashless treatment for a range of serious illnesses at any of the empanelled hospitals across the country. The scheme covers a wide range of treatments, including hospitalization, diagnostic tests, and surgeries. The program provides financial protection to families by capping the amount they have to pay for medical treatment.
One of the key objectives of Ayushman Bharat Yojana is to address the issue of out-of-pocket expenditure on healthcare, which is a major burden for many households in India. By providing access to quality healthcare services, the scheme aims to reduce the incidence of catastrophic health expenditure and prevent households from falling into poverty due to medical expenses.
The implementation of Ayushman Bharat Yojana has already led to significant improvements in the healthcare sector in India. The scheme has enabled millions of people to access quality healthcare services that were previously out of reach due to high costs. This has led to improved health outcomes and reduced the burden of medical expenses for many households.
In addition to providing healthcare services, Ayushman Bharat Yojana also aims to strengthen the healthcare infrastructure in India. The scheme seeks to improve the availability and quality of healthcare services in rural and remote areas by setting up health and wellness centers and strengthening existing health systems. This will help to ensure that all citizens, regardless of their location, have access to quality healthcare services.
In conclusion, Ayushman Bharat Yojana is a much-needed initiative that has the potential to revolutionize the healthcare sector in India. By providing comprehensive and affordable healthcare services to the poor and economically vulnerable sections of the population, the scheme is helping to reduce the burden of medical expenses and improve health outcomes. With continued support and effective implementation, Ayushman Bharat Yojana has the potential to become a model for healthcare programs around the world.
Long Essay On Ayushman Bharat Yojana
Ayushman Bharat Yojana (ABY) is a government-backed health insurance program in India. The program was announced by Indian Prime Minister Narendra Modi on September 25, 2017 during his speech at the 73rd Republic Day celebrations. It is a key part of the Modi government’s ongoing efforts to provide universal healthcare coverage in India. The aim of ABY is to provide comprehensive and affordable healthcare to all Indians.
The program will be implemented in three phases: the first phase, which will commence on April 1, 2018, will cover around 50 million people who do not currently have any form of health insurance. The second phase, which will commence on December 31, 2019, will cover around 100 million people. The final phase, which will commence on March 31, 2020, will cover around 250 million people.
ABY is funded entirely by the government of India. Premiums for individuals and families enrolled in the program will be capped at Rs 500 per month for individual coverage and Rs 1,000 per month for family coverage. The government will also pay 90% of the cost of treatment for eligible patients covered under ABY. In addition, the government has pledged to reimburse all medical expenses up to Rs 10 lakh per year for eligible patients covered under ABY.
The majority of residents in India do not have any form of health insurance coverage. This lack of coverage often leads to high costs associated with medical treatment – especially when treating serious illnesses or injuries. In addition, India has one of the highest rates of poverty in the world. This poverty often limits people’s ability to afford medical treatment.
ABY is designed to address these issues by providing comprehensive and affordable healthcare coverage to all Indians. In addition, ABY will provide financial assistance – up to Rs 10 lakh per year – to eligible patients who need it to cover expenses related to medical treatment.
How will it be beneficial to the citizens of India?
Ayushman Bharat Yojana is a government-led healthcare programme in India that was announced on 2nd September, 2015 by Prime Minister Narendra Modi. The aim of the programme is to provide universal health coverage to all Indians. Ayushman Bharat Yojana will be implemented in three phases- Phase I (October 2016-March 2017), Phase II (April 2017-September 2018) and Phase III (October 2018-March 2019).
The proposed scheme aims to provide affordable and quality healthcare to citizens of India. According to a study conducted by the World Bank, if all countries were to attain the level of health achieved by Japan, an estimated US$2 trillion would be saved annually in health care costs. Moreover, according to a report published in The Hindu, under the current system, approximately 60% of Indians who can afford it do not avail themselves of any form of formal healthcare. This leaves millions of people vulnerable to needless death and illness. In contrast, under the proposed scheme, every Indian will be eligible for access to quality healthcare at an affordable price.
The government has also proposed that under the Ayushman Bharat Yojana, hospitals will be converted into wellness centres where patients can receive treatments such as yoga and meditation therapy. This will help patients improve their overall physical well-being and reduce their dependence on medication. Furthermore, the scheme will also provide maternity homes with facilities such as indoor delivery rooms and incubators for premature babies. These facilities will ensure that pregnant women and new mothers have access to the best possible care.
What are the eligibility criteria for Ayushman Bharat Yojana?
Ayushman Bharat Yojana is a government-run healthcare programme in India. The program was launched on 1 October 2017 by Prime Minister Narendra Modi. The program provides free or discounted healthcare services to the poorest of the poor, who are categorised as below poverty line (BPL) families.
To be eligible for the Ayushman Bharat Yojana, a family must have an annual income below Rs 5 lakh. Families with children under six years of age also qualify for the benefits. A family must also reside in a state that has been designated as a part of the Ayushman Bharat Yojana scheme.
The Ayushman Bharat Yojana is not just limited to medical insurance; it also provides coverage for hospitalisation, surgeries, maternity care and prescription medicines. In addition, beneficiaries can claim financial assistance from the government to cover essential living expenses, such as food and shelter.
The Ayushman Bharat Yojana is one of the largest healthcare programmes in India and will provide much-needed relief to millions of people who currently lack access to proper healthcare.
How will the scheme be implemented?
Ayushman Bharat Yojana (ABY) is a government health insurance program announced by Prime Minister Narendra Modi on September 25, 2016. The program aims to provide poor and vulnerable Indians with access to quality healthcare facilities.
The ABY will be implemented through a three-pronged approach:
- Cover of essential medicines: The ABY will provide coverage for essential medicines, which are currently not covered under the public healthcare system in India. This will help reduce the burden of expenditure on patients and also help improve the quality of care they receive.
- Building of hospitals and clinics: The government will invest funds in building hospitals and clinics across the country, which will create more jobs and provide better healthcare services to the population.
- Extension of insurance cover to pregnant women, lactating mothers, and children below 6 years of age: The ABY also aims to extend insurance cover to pregnant women, lactating mothers, and children below 6 years of age, who are currently not covered under any public healthcare scheme in India. This will help reduce maternal deaths and morbidity rates in the country.
What are the benefits of applying for Ayushman Bharat Yojana?
Ayushman Bharat Yojana, also popularly known as the Ayushman Bharat Scheme, is a national health insurance program in India that was announced by the Indian Prime Minister, Narendra Modi, on 2 July 2018. The program is designed to provide comprehensive healthcare coverage for all citizens of India.
The program will initially cover around 50 crore people (approximately 25% of the Indian population), and will expand over time. The scheme is expected to cost approximately Rs 1.5 lakh crore per year (US$253 million), and will be funded through a combination of federal and state government contributions.
The primary aims of Ayushman Bharat Yojana are to improve the quality of life for Indians by providing them with access to high-quality healthcare, and to reduce the cost of healthcare delivery in India. The program aim to achieve these goals by:
1) Providing insurance coverage for hospitalization and treatment costs associated with major illnesses, including cancer, heart disease, and stroke;
2) Allowing patients to use private hospitals if they choose;
3) Offering free routine check-ups and maternity care to pregnant women;
4) Granting a subsidy towards medication costs for those who cannot afford them;
5) Allowing individuals aged 65 or older to continue receiving government-provided health insurance coverage;
6) Improving access to generic drugs by reducing out-of-pocket costs for
Conclusion
Ayushman Bharat Yojana is a landmark health initiative of the Narendra Modi-led government that will provide long-term, affordable health care cover to all Indians. The ambitious scheme was announced in the Budget 2018 and is expected to benefit over 100 crore people who currently do not have access to quality healthcare. The aim of Ayushman Bharat Yojana is to make India one of the leading countries in terms of healthcare availability and affordability. The programme will be implemented in three phases, starting with Digital Health Insurance for BPL households and further expanding reach to cover all sections of society by 2019. It remains to be seen whether this ambitious scheme will be successful in achieving its objectives, but given the current state of healthcare provision in India, it represents an important step forward.
Manisha Dubey Jha is a skilled educational content writer with 5 years of experience. Specializing in essays and paragraphs, she’s dedicated to crafting engaging and informative content that enriches learning experiences.